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Umba

Beatha Technology
Trustable Ranking IconTrusted
1K+Downloads
109.5MBSize
Android Version Icon7.1+
Android Version
1.49.0(21-12-2024)Latest version
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(0 Reviews)
Age ratingPEGI-3
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DetailsReviewsVersionsInfo
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Description of Umba

Where are you banking today?


Umba provides you with the best banking experience, when you want financial services. That it is zero balance account opening, unlimited free transfers, smart & affordable loans and up to 3% cashback on every bills pay and airtime purchase. When we say we got you, we meant it. Switch to Umba today!


Join the Umba tribe in 2 Easy Steps

1. Download the app and open an account

2. Fund your account and start transacting to earn rewards

Download Now!


Nigeria Market Requirements:

- Download the Umba app from app store to install on your phone

- Follow the step by step prompt to get registered

- Verify your identity - Valid ID (Driver’s license, International passport, Voter’s or National ID card)

- Supply basis requirements - Utility Bill, BVN/NIN

- Fund your Umba account via a debit card or transfer money from another bank.


Why you should use Umba?

Nigeria Market:

Zero fees - no unnecessary charges

👍🏾 Enjoy unlimited free transfers to any Nigerian bank


Get a loan - smart and affordable loans

👍🏾 Low interest rates

👍🏾 Flexible repayment


Spend & Earn - imagine a bank that pays you for transacting

👍🏾 Enjoy up to 3% cashback on every bills pay and airtime purchase

👍🏾 N10 when you refer a friend and family. Detailed earnings and analytics are available on the rewards tab on the app.


Safety of funds - highly secured and data privacy compliant.

👍🏾 Security pins (OTP) and photo verification process


Get a loan!

In Nigeria market

Umba makes getting a personal loan simple. How? We use the data on your smartphone to verify your identity and create a credit score.


1. Apply for loan by linking your other bank account(s) for credit scoring upon verification and ratings loan is accessible.

2. Repay the loan in due time to increase your loan limit/credit ratings.


Umba loans have a maximum and minimum duration of 62 days.

Credit amount: From ₦2,000 to ₦30,000

Terms: 62 days

The maximum annual interest rate of 10%

Commission: 0% (No commission)

VAT: 0%

Maximum APR (Annual Percentage Rate): 10%


Here is what the above means: for a loan of ₦10,000, there is a 10% interest rate i.e. ₦1,000. So at the end of the term of 62 days, you will be required to pay ₦11,000. No late fees, no rollover charges, or origination fees.


Rates and Fees

👍🏾 Loan amounts and interest rates vary.

👍🏾 Limits and fees on transactions vary based on the type of transaction, transaction history, payout location, payment instrument, and delivery method.


Umba Business - We’re up to something! Stay tuned.


Download Umba Now!


📧 We’d love to hear from you! Feel free to contact us:

Email: support@umba.com

Website: https://www.umba.com

Facebook: umbamobile - https://www.facebook.com/umbamobile/

Twitter: @umbamobile - https://twitter.com/UmbaMobile

Instagram: umbamobile - https://www.instagram.com/UmbaMobile/

Umba - Version 1.49.0

(21-12-2024)
Other versions
What's newCrash fix on launch

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Good App GuaranteedThis app passed the security test for virus, malware and other malicious attacks and doesn't contain any threats.

Umba - APK Information

APK Version: 1.49.0Package: com.beatha.mkopokaka
Android compatability: 7.1+ (Nougat)
Developer:Beatha TechnologyPrivacy Policy:https://www.umba.com/transparency?tab=tab-policyPermissions:24
Name: UmbaSize: 109.5 MBDownloads: 40Version : 1.49.0Release Date: 2024-12-21 14:28:30Min Screen: SMALLSupported CPU:
Package ID: com.beatha.mkopokakaSHA1 Signature: 0D:1B:0C:B8:DD:5D:E0:80:F1:20:92:77:A1:AC:EE:26:6E:86:35:22Developer (CN): Tiernan KennedyOrganization (O): BeathaLocal (L): New YorkCountry (C): USState/City (ST): NY

Latest Version of Umba

1.49.0Trust Icon Versions
21/12/2024
40 downloads91.5 MB Size
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Other versions

1.47.0Trust Icon Versions
22/11/2024
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27/9/2024
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5/9/2024
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1.41.0Trust Icon Versions
4/9/2024
40 downloads103 MB Size
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1.40.0Trust Icon Versions
29/8/2024
40 downloads95.5 MB Size
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